Loans

Atchison Village Credit Union (AVCU) offers several types of loans to assist our qualifying members. See our Rate page for current rates and maximum number of months to repay. 

Vehicle Loans 

Whether you are purchasing a new vehicle or a used vehicle, we can help you borrow up to $75,000 secured by your vehicle. 

Vehicle Rate Match Loans 

Do you have an existing vehicle loan? Compare your loan rate to ours. The refinance interest rate can be up to 100 basis points less than your current rate, with rates as low as 3.29%. (Example: If your current new vehicle loan rate is 5.25%, you could refinance with us at 4.25%.)

Consolidation Loan 

Do you have a high interest rate on your credit card debt? Do you have other high-interest debt? Combine your debts up to $10,000 into one loan with a lower monthly payment.

Vacation Loan 

Need to take a break for some rest and relaxation, and don’t want to pay a high credit card interest rate? You can borrow up to $3,000.

Home Improvement Loan 

There’s no place like home, so make yours a great place to live. Rather than using your credit card, you may be able to borrow up to $10,000.

Mobile Home Loans

Terms: one hundred eighty (180) months or less;

Up to 100% of the purchase price including tax, license, and insurance and it requires a flood determination must be included in the appraisal/evaluation.

Rates as low as 12.0%.

Signature Loan 

Perhaps you need to borrow money for some other reason? You may be able to borrow up to $5,000.

Share Secured Loan 

Have savings you don’t want to withdraw? Use those savings as collateral for a low interest rate loan and borrow up to $60,000.

Borrow & Save Loan 

Need to establish or repair your credit? Then this special loan can help you. Borrow between $300 and $2,000 with up to 24 months to repay. You get half of the amount you borrow when the loan starts and the other half, plus interest, once the loan is repaid. 

For more details or the latest rate information, contact a credit union representative.